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Why Choose Homeowner Premium Advocates (HPA)?

Homeowner insurance premiums rise every year, but you don’t have to pay more than you should.

At HPA (Homeowner Premium Advocates), we specialize in detailed home insurance inspections

that reveal what insurers use to raise or lower your rates. Our licensed, certified, and insured experts

know the red flags that could cost you money, and the strengths that can save you money. With years

of experience in both residential and commercial insurance, we advocate for you by delivering a thorough report directly to you or your insurer, helping you secure the lowest premium possible.

  • Thousands of Home Insurance Inspections since 2020

  • Fast, Compressive, and Modern Inspection Reports

Suburb Houses

Areas We Service

Asheville

Arden

Black Mountain

Candler

Canton

Chimney Rock

Fairview

Fletcher

Flat Rock

Greenville, SC​​

Hendersonville

Lake Lure

Mars Hill

Mills River

Saluda

Waynesville

Weaverville

Woodfin​

Bristol, TN

Johnson City, TN

Insurance Companies We Work With

Allstate

American Modern Insurance

Amica

Auto-Owners Insurance

Bankers Insurance Group

Chubb

Erie Insurance

Farmers Insurance

Foremost Insurance

Kemper

Lighthouse Property Insurance

Lititz Mutual Insurance

Nationwide

North Carolina Farm Bureau Insurance

Progressive

Shelter Insurance

State FarmUSAA

Travelers

Universal Group

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